We can suggest multi purpose plan, where you can use the same plan for child education, marriage and investments. Whatever investment, which you made is provided with soverign guarantee with CGI (Central Government of India). From 1956 to 2021, 1000+ plans would have launched. But only in few selective plans, they have given maximum returns to the customers. This is one such plan, where 50Rs/1000 S.A is the guaranteed bonus for the 1st five years. Because, 6th year onwards, it will be increased to 55Rs/1000 S.A (For example: 55,000 for 10L S.A credited as ‘Bonus’ alone every year) and it is credited to the policy account year on year (yoy).